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Medium urgency

Guidance on Referrals for Potential Criminal Enforcement

Detected July 30, 2026 · in Money Services & Money Transmitters

CFPB announces it will refer certain regulatory violations for criminal enforcement, increasing legal risk for money services businesses.

Aforeworn detected this change in the Money Services & Money Transmitters space on July 30, 2026 and published this briefing so affected operators are forewarned rather than caught off guard. It is rated Medium urgency. Money transmitters, MSBs, crypto/virtual-currency firms, remittance providers, fintech wallets, and other entities under CFPB jurisdiction. should confirm how it applies to their specific situation before acting. There is a time constraint attached: Ongoing; effective immediately upon issuance.. Acting after that point can mean penalties, a lapsed licence, or lost eligibility — exactly the kind of surprise Aforeworn exists to prevent. Aforeworn monitors Money Services & Money Transmitters continuously and turns every detected change into a plain-English briefing like this one, so you always know first. Forewarned is forearmed.

What changed

The CFPB will now refer criminally liable regulatory offenses to law enforcement for potential prosecution, beyond civil remedies.

Who it affects

Money transmitters, MSBs, crypto/virtual-currency firms, remittance providers, fintech wallets, and other entities under CFPB jurisdiction.

What you must do

Review compliance programs to ensure no regulatory violations that could be deemed criminal; consult legal counsel.

Deadline

Ongoing; effective immediately upon issuance.

Source: https://www.federalregister.gov/documents/2025/06/27/2025-11982/guidance-on-referrals-for-potential-criminal-enforcement

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